Rastriya Swasthya Bima Yojana 2024 : The Government of India has started the National Health Insurance Scheme keeping in mind the health of workers belonging to the unorganized sector. Through this scheme, health-related financial benefits will be provided to the workers so that the working class does not fall prey to the burden of medical treatment. Because it is very difficult for workers to make a living.
But if the health deteriorates, then due to the money spent on treatment, they are burdened with financial problems. But to get rid of this problem, the National Health Insurance Scheme has been run by the government. If you also want to take advantage of this scheme, then in this article we are going to share all the important information related to the scheme. Through which you can also get benefits by applying easily.
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What is the Rastriya Swasthya Bima Yojana 2024?
The National Health Insurance Scheme has been started by the Ministry of Labor and Employment of the Government of India. Through this scheme, the government provides medical benefits to workers belonging to the unorganized sector. Along with this, let us tell you that the government provides coverage facility of up to Rs 30,000 if any person of the worker’s family suffers.
The government has fixed a family unit of five members for this scheme. So that all the members of the family will be given the benefit of the scheme. Smart cards will be issued by the government for the beneficiaries of this scheme. Through which you will be able to get free treatment up to Rs 30,000 from any hospital in India. The insurance agency related to the scheme does the coverage of this amount.
Objective of Rastriya Swasthya Bima Yojana
The aim of the National Health Insurance Scheme is to provide financial relief to the working class families from medical problems. Because it becomes very difficult for working class families to live a comfortable life and during this time, if they get any kind of disease, then they are completely surrounded by financial problems in its treatment.
To solve this problem, the government will provide them financial help so that they can get relief from medical problems. Because it is very important to solve the health problems of the workers, in which the Government of India is fully supporting them.
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Features of National Health Insurance Scheme
- Through this scheme, the worker’s family gets the benefit of insurance scheme for medical treatment.
- With the benefits of this plan the workers do not have to worry about medical related problems.
- The insurance company covers the amount spent on the worker’s medical treatment.
- Through this you can get treatment in any good hospital.
- The government issues smart cards to the beneficiaries of the scheme.
Benefits of Rastriya Swasthya Bima Yojana
- The benefit of this scheme will be available to the working families with a basic unit of five members.
- The beneficiary working person of this scheme gets medical insurance coverage of Rs 30,000 per annum.
- With the benefits of this scheme, workers will get financial relief from medical related diseases.
- Many insurance agencies have been selected related to this scheme, from which you can choose any agency.
- The economic condition of the workers will improve with the benefits of this scheme.
Free treatment up to Rs 5 lakh will be available in these hospitals, see the list here
Eligibility for Rastriya Swasthya Bima Yojana
- If not this, then he should still be a worker from the unorganized sector.
- The minimum age limit of the worker must be 18 years.
- Along with this, the benefit of this scheme will be given to the workers of BPL category.
- The financial condition of the working person should be weak.
- It is mandatory for the mobile number to be linked with the Aadhar card of the worker.
- Along with this, it is necessary for the workers to have a family unit of five members.
Documents required for Rastriya Swasthya Bima Yojana
- Aadhar card
- I Certificate
- Domicile proof
- Caste certificate
- Mobile Number
- Labor Certificate
Rastriya Swasthya Bima Yojana Application Process
- To apply for National Health Insurance Scheme, first of all you have to official website I have to go to.
- On the home page of this website itself you will get the option to apply for a new user.
- As soon as you click on this option, many insurance agencies related to health insurance will open in front of you.
- You have to select one of these agencies.
- After this, when the process proceeds further, the application form will open.
- In this application form, the information asked by the applicant has to be entered carefully.
- Along with this, important documents also have to be uploaded carefully.
- Along with this, keep in mind that there should not be any kind of mistake in the document.
- After this the application form has to be submitted.
- So that the form will be verified by the officials, on the basis of which the applicant will start getting the benefits of the scheme.
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