PM Fasal Bima Yojana 2024: Crop insurance covers bad crop

By Subham Sen

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PM Bima Yojana 2024: If you are a farmer or the son of a farmer, then today’s article is for you, the central government has started the Pradhan Mantri Fasal Bima Yojana to compensate the farmers in case of crop loss. If your crop is often damaged due to rain or other natural reasons, causing heavy losses, then through this scheme you can compensate for your loss.

launched by the central government PM Fasal Bima Yojana The crop insurance of the farmers is done through insurance, the premium of which is paid partly by the farmer and partly by the government. Thus, if the crop for which you have insurance is damaged due to any reason, then the insurance claim for that crop is given by the insurance company.

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If you do not know about this scheme yet, then you may not be able to take advantage of it. If you want to take advantage of this scheme, then you have to read this article till the end, because in this article you have been given complete information about this scheme such as – objective, its benefits, necessary eligibility, documents for application and application process, knowing which you can easily apply in this scheme and get its benefits.

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PM Fasal Bima Yojana 2024

Crop Insurance Scheme has been started by the Prime Minister of India, Shri Narendra Modi on 18 February 20, it is a scheme in which farmers can report their crop loss, the main objective of starting the Crop Insurance Scheme by the Prime Minister is to provide financial assistance to the farmers suffering from crop loss due to natural disaster, so that farmers can be helped in purchasing new and modern agricultural materials,

Under the Pradhan Mantri Fasal Bima Yojana, the government provides different amounts to the farmers on the loss of different crops. The farmers of the country have to fulfill some necessary eligibility to get the benefit under this scheme, and along with this, the necessary documents will also have to be prepared.

PM Clause Bima Yojana 2024 Overview

Name of the scheme Prime Minister Crop Insurance Scheme
Relevant departments Department of Agriculture and Farmers Welfare
began by the central government
Beneficiary All the farmers of India
Main Objective Financial assistance to farmers
maximum amount 2 lakh rupees
Helpline Number 1800–180-1111 / 1800-110-001
Application Process Online/Offline
Official Website pmfby.gov.in

What are the benefits of PM Fasal Bima Yojana?

PM Fasal Bima Yojana Many types of benefits are provided under this, some of which we have provided you in the list below.

1. Full insurance sum on crop loss due to natural calamity.

2. Online Insurance Calculator

3. Making farming more profitable

4. Very low premium amount

5. Easy online application process

6. To encourage farmers towards farming

7. Availability of 24 hour helpline.

Which crops are included under PM Fasal Bima Yojana?

PM Fasal Bima Yojana If you want to apply and want to pay for the loss of your crop, then for this your crop should be one of the following, if your crop is not mentioned in these then you will not get the benefit of this scheme, if your crop is among the crops given below then you can compensate for your loss through this scheme.

1. Paddy, wheat, millet etc.

2. Cotton, sugarcane, jute etc.

3. Gram, pea, arhar, mahashoor, green gram, soybean, urad, lobia etc.

4. Sesame, mustard, endive, groundnut, cottonseed, sunflower, toria, safflower, linseed, Niger seed etc.

5. Banana, grapes, potato, onion, ginger, cardamom, turmeric, apple, mango, orange, guava, litchi, papaya, pineapple, sapota, tomato, peas, cauliflower etc.

Eligibility required for PM Fasal Bima Yojana

To apply in this scheme, farmers must fulfill the following eligibility criteria.

1. All the farmers of the country who are involved in the production of notified crops as land owners, tenants in the scheduled areas can apply for this scheme.

2. To avail the benefit of Pradhan Mantri Fasal Bima Yojana, the applicant must be a resident of India.

3. The farmer should be from a poor and middle-class family.

4. The farmer must have all the necessary documents to apply for this.

Documents required for PM Fasal Bima Yojana

To get this benefit by applying in this scheme, the farmer must have all these documents.

1. Aadhar Card

2. Bank account passbook

3. Khasra number

4. Sowing Certificate

5. Village Patwari

6. Land related documents

How to apply for PM Fasal Bima Yojana?

If you are also one of those farmers whose crops have been damaged and have not yet applied for this scheme, then you can apply for this scheme by following the procedure given below.

1. First of all you have to go to the official website of Pradhan Mantri Fasal Bima Yojana https://pmfby.gov.in/ But I have to go.

2. Now you have to click on Former Corner on the home page of the website.

3. After this you have to click on the option of Guest Former.

4. Now the application form of this scheme will open in front of you.

5. After this, you have to enter all the information asked in the application form and enter the captcha code.

6. After filling all the information, you have to click on the Create User option.

7. After this you have to login to this portal with the registered mobile number.

8. As soon as you login to its portal, the application form of this scheme will open in front of you.

9. Now you have to fill the application form carefully and upload all your documents.

10. Finally you have to click on the ‘Submit’ button.

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