PM Aadhar Card Loan Yojana 2024 : As we all know, in today’s time, people have to take loans sometimes to fulfill their needs, due to which they sometimes take loans from such places where they have to pay higher interest rates, due to which their financial condition becomes very bad and it takes them a lot of time to repay that loan, due to which they are not even able to save.
Keeping this situation in mind, the Government of India has now started a scheme in which you can easily fulfill your needs by taking a personal loan at a low interest rate. We are talking about PM Aadhar Card Loan Yojana 2024 Through which you can take a personal loan with your Aadhar card from any bank, if you want to get more information about this loan so that in future you can also fulfill your needs by taking a loan from this scheme, then you must read this article till the end.
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What is PM Aadhar Card Loan Scheme?
PM Aadhar Card Loan Scheme has been started by the Government of India. Through this scheme, loans are made available to the citizens of the country through Aadhar Card to fulfill their needs and start their own business. So that they can also start their own business and fulfill all their needs. Under the Pradhan Mantri Aadhar Card Loan Scheme, you can get a loan of up to Rs 2 lakh.
You get the lowest interest rate on this loan which you can easily repay. The government also provides you subsidy on the loan given under this scheme, in which subsidy of up to 35% is given in rural areas and 25% in urban areas, one advantage of this scheme is that when you go to take a loan, you will easily get the loan without any guarantee, you can apply for this loan both online and offline.
Three parts of Pradhan Mantri Aadhar Card Loan Scheme?
For your information, let us tell you that this scheme has been divided into three parts by the government, in which loans up to different amounts are given in each part. You can see the details of these three in detail below.
1. Shishu Yojana – Under this scheme, loan applicants can get loans ranging from Rs 10,000 to Rs 50,000.
2. Kishore Yojana – Under Kishor Yojana, applicants can get a loan ranging from Rs 50,000 to Rs 1 lakh.
3. Tarun Yojana – Under Tarun Yojana, applicants can get a loan of Rs 1 lakh to Rs 2 lakh.
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What is the interest rate of Pradhan Mantri Aadhar Card Loan Scheme?
Whenever we go to take a loan, first of all we see the interest rate there, what interest rate we will have to pay on that loan, whether we will be able to pay back the loan amount with this interest rate or not. Therefore, let us tell you that if you take a loan under the Aadhar Card Loan Scheme, then the interest rate in this is from 7.3% to 12%, it depends on the bank how much loan you are taking.
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Documents required for PM Aadhar Card Loan Yojana
The documents required for this scheme are as follows.
1. Aadhar Card
2. Passport size photo
3. Bank statement of last 6 months
4. Eye certificate
5. Residence Certificate
6. PAN card
Online method to apply for Pradhan Mantri Aadhar Loan Scheme
1. First of all you have to go to the official website of the bank from which you want to take loan.
2. After visiting the website, you have to click on the Apply For Loan option given on the home page.
3. After this, some types will appear in front of you, out of which you have to click on the type of loan you want to take.
4. Now a form will open for you.
5. Which you have to fill carefully like name, address, what you do, for whom you are taking the loan, mobile number, loan amount etc.
6. And you have to click on the apply option.
7. After this you will get a call or message from the bank, after which you have to go to the bank with all your documents.
8. Then your documents will be verified and after verification you will get the loan.
PM Aadhar Card Loan Yojana How to apply offline in
1. For this, first of all you have to go to the bank from where you want to take the loan.
2. Then after going there, you have to tell the bank employees that you want to take a loan through this scheme.
3. Then the bank employee will give you a form considering your loan requirement.
4. Which you have to fill carefully like name, address, what you do, for whom you are taking the loan, mobile number, loan amount etc.
5. Then you have to attach the photocopies of all your documents in that form.
6. After this you have to submit that form.
7. After this, the documents submitted by you will be verified and if you are eligible to take a loan, then the loan amount will be sent to your bank account.
My name is S. Koli, and I am an experienced operator at the Jan Sewa Kendra (CSCs). For the past 7 years, I have been working on online form filling and providing the latest information about government jobs and schemes to the general public. Currently, I am working with platforms like SDSCW-JP and others.
