Yes Bank Personal Loan : If you also have an account in Yes Bank, then let us tell you that Like other banks, Yes Bank is also providing personal loan facility to its customers, that too at a very low interest rate, so if you also need money to fulfill your needs, then you can take a personal loan from this bank without any hesitation, for this you just have to fulfill some important conditions.
That’s why in this article, we will tell you Personal Loan from Yes Bank We are going to provide detailed information about Yes Bank, so that you will also get information about all the terms and conditions of this bank. If you are thinking of taking a personal loan, then you must read this article till the end because in this article we will also tell you how to apply online to take a personal loan from Yes Bank.
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Yes Bank Personal Loan
Any person can take a personal loan from Yes Bank for his personal expenses. You can avail a personal loan from Yes Bank for your personal expenses like marriage expenses, house construction, travel, higher education, children’s fees etc. In this bank, you are given a loan for a period of 60 months. For which you do not even need to mortgage any property. After taking a loan from Yes Bank, you can choose the payment status as per your convenience.
If you fulfill all the conditions of the bank, then you can get a loan in just a few minutes. After applying for a loan, as soon as your loan is approved, the loan amount is transferred to your account within a few minutes.
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What are the benefits of Yes Bank Personal Loan?
By taking a personal loan from Yes Bank, you will get many benefits which are as follows:-
1. Yes Bank offers you personal loan with very attractive interest rates.
2. The interest rate on personal loan from Yes Bank starts from 10.99% per annum.
3. You can take a personal loan from Yes Bank ranging from Rs 50,000 to Rs 50 lakh.
4. The tenure of this personal loan is 60 months.
5. You can pay your EMI without any stress.
6. If you take a personal loan from this bank, then you do not need to mortgage any property for it.
7. You do not even need to submit documents while applying for a personal loan online, as a bank representative will collect the documents from your home or office as per your convenience.
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Types of Yes Bank Personal Loan
The personal loan from Yes Bank is as follows:-
1. Personal Loan for Home Renovation – Covers all expenses of home renovation including civil work, furnishing and redecoration.
2. Holiday Personal Loan – Covers all holiday expenses including hotel charges, air travel fees and travel accessories.
3. Personal Loan for Wedding – This covers all wedding expenses including jewellery, clothes, decorations and catering.
What is the eligibility for Yes Bank Personal Loan
1. Applicant age should be between 21 years to 60 years.
2. Both salaried and self-employed individuals can apply for this loan.
3. The monthly income of the applicant should be at least Rs 18,000 to Rs 25,000 per month.
4. The applicant’s credit score must be 750 or above.
5. The applicant must be an Indian citizen.
6. Bank account statement for last 6 months
7. Details of other monthly expenses including any existing EMIs
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Documents Required for Yes Bank Personal Loan
1. Aadhar Card, Water ID, Passport etc.
2. Passport size photo
3. Electricity bill, telephone bill, water bill etc.
4. Salary certificate of last 6 months
5. Signature certifying period of employment for self-employed
6. 6 months bank statement
7. Bank Account Passbook
8. Mobile number
How to apply for Yes Bank Personal Loan?
If you fulfill all the eligibility conditions to take a loan from Yes Bank and want to apply for a loan, then you can apply by following the procedure given below:-
1. First of all you have to contact Yes Bank official website But I have to go.
2. After this, you have to click on the ‘Personal Loan’ option given on the home page of the website.
3. Now a new page will open in front of you in which you have to click on the ‘Apply Now’ button.
4. After which its application form will open in front of you.
5. The application form in which you have to enter your personal information like – your name, address, mobile number, date of birth etc.
6. Then you have to submit that form.
7. After this your form will be checked and a bank representative will contact you and collect all the documents from you.
8. After this your documents will be checked and if you are eligible to take a personal loan then you will get the loan, thank you.
Hi ! my name is subham sen, i completed my graduation from University of Delhi , staying with my friends home place west bengal.
