In order to secure the future of the daughters of the country from a very young age, the government has created Sukanya Samriddhi Yojana under which even people from poor families can secure the future of their daughters.
Today in this article we are going to tell you information related to Sukanya Samriddhi Yojana. If you have a young daughter in your house, then you should take advantage of the scheme and make her future secure. Under this scheme, first of all you have to open a savings account.
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Apart from this, you will also be told how you can open a savings account related to Sukanya Samriddhi Yojana and then open your savings account in the name of your daughter. Apart from this, in the article you will get information related to related benefits, eligibility, time period, premium amount.
Sukanya Samriddhi Yojana
Under Sukanya Samriddhi Yojana, all you parents can deposit premium amount from minimum Rs 250 to maximum Rs 1 lakh 50000. Apart from this, you will have to deposit this premium amount within a fixed time period, the information of which is being told to you further in the article.
Under this scheme, you can open a savings account only for daughters below the age of 10 years and can save money by depositing it from time to time. However, you will have to fulfill the necessary eligibility to open a savings account, only after that you will be able to open the related bank account.
Sukanya Samriddhi Yojana assistance amount
The amount invested by the parents in the savings account opened under Sukanya Samriddhi Yojana will be received by your daughter only when she is getting married or when your daughter turns 21 years old. Apart from this, along with the amount invested in the savings account, you will also be provided the related interest.
In the savings account of Sukanya Samriddhi Yojana, you have to deposit the premium amount at a fixed time interval and this fixed time interval is of 15 years, that means all you parents have to deposit the minimum premium amount continuously for 15 years and if you do not deposit the premium amount on time, then you will have to pay a penalty for it.
Eligibility for Sukanya Samriddhi Yojana
- To open a bank account related to the scheme, the daughter’s age should be less than 10 years.
- Savings accounts can be opened for only two daughters in a family.
- It is also necessary to follow the guidelines related to the scheme.
- Parents will have to deposit the minimum premium amount from time to time.
Benefits of Sukanya Samriddhi Yojana
- All eligible daughters of the country can avail the benefit of Sukanya Samriddhi Yojana.
- Through this scheme, parents will be able to secure the future of their daughter from a very young age.
- You can also deposit a minimum investment of ₹ 250 in the bank account opened under this scheme.
- Under this scheme, people from poor families can also take benefit and can save in the name of their daughter.
- Through this scheme, the beneficiaries will also get the benefit of the related interest.
How to open a bank account under Sukanya Samriddhi Yojana?
- To open a bank account under Sukanya Samriddhi Yojana, you will have to go to the nearest bank.
- After reaching the bank, you have to get the application form related to this scheme.
- You should check the application form carefully and enter the information asked in it.
- After this you have to attach the useful documents with the application form.
- After doing this, check the application form once again and then submit it to the bank.
- At the time of submitting the application form, you also have to deposit the prescribed premium amount.
- After this, after verification of the submitted application form, you will be given a receipt related to the application.
- In this way, a bank account related to Sukanya Samriddhi Yojana will be opened in the name of your daughter.
My name is S. Koli, and I am an experienced operator at the Jan Sewa Kendra (CSCs). For the past 7 years, I have been working on online form filling and providing the latest information about government jobs and schemes to the general public. Currently, I am working with platforms like SDSCW-JP and others.
