PM Home Loan Subsidy Yojana 2024: Government is giving loan up to 50 lakhs with subsidy for building a house, see here how to get the benefit,

This PM Home Loan Subsidy Yojana Under this, a loan of up to Rs 9 lakh can be provided on which the beneficiaries will receive interest subsidy every year. Also, for this, the government has decided to bear an expenditure of Rs 60,000 crore which will be used to benefit 25 lakh home loan applicants, for detailed information about the scheme, read the information given below carefully.

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PM Home Loan Subsidy Yojana 2024

Prime Minister Home Loan Subsidy Scheme Under this, people of low income group will be provided their own house at cheap rates. Due to which people living in slums or rented houses will be able to get cheap houses and their standard of living will be improved. Although the date of implementation of this scheme has not been released yet, it may soon get approval from the cabinet. After this, PM Home Loan Subsidy Scheme will be started and the beneficiaries will get its benefit. This scheme will be started especially for the people living in urban areas.

Benefits and Features of PM Home Loan Subsidy Scheme 2024

Many benefits will be given under the Pradhan Mantri Home Loan Subsidy Scheme, the details of which are as follows –

• Preparations are being made to launch the PM Home Loan Interest Subsidy Scheme for the people living in cities who live in rented houses, kutcha houses or reside in slums.
• Under this scheme, home loans will be made available to low-income group citizens at cheap interest rates.
• Under the scheme, these families will be given interest subsidy of 3% to 6.5% per annum on home loan amount of Rs 9 lakh.
• The interest subsidy amount will be transferred directly to the bank account of the beneficiaries.
• 25 lakh home loan applicants will get the benefit of this scheme and under this scheme, the government is going to spend Rs. 60,000 crores in 5 years.
• People from lower income group will have their own house which will raise their standard of living.

Eligibility for PM Home Loan Subsidy Scheme 2024

To avail the benefit of PM Home Loan Subsidy Scheme, it is necessary to take care of the eligibility criteria given below –

• Citizens of all religions and castes are eligible to apply under the PM Home Loan Subsidy Scheme.
• The benefit of this scheme will be available only to the people of weaker sections who live in rented houses, kutcha houses, chawl or slums in the city.
• The benefits of the scheme will be available only to those who have not received the benefit of the Pradhan Mantri Awas Yojana.
• To avail the benefits under PM Home Loan Subsidy Scheme, the applicant must have a bank account linked with Aadhar Card.
• It is necessary that the candidate should not have been declared a defaulter by any bank.

Documents required for PM Home Loan Subsidy Scheme

Let us tell all the interested candidates that these documents will be required to apply for Home Loan Subsidy Scheme –

• Aadhar card
• Address proof
• Caste certificate
• Driving License
• I Certificate
• Bank passbook
• email id
• Mobile Number
• Passport size photograph

How to apply for PM Home Loan Subsidy Scheme?

if you PM Home Loan Subsidy Yojana 2024 If you want to apply under this scheme, then you will have to wait a little because preparations are going on to launch the scheme. Soon the cabinet will approve the launch of the scheme, after which the application process will start under this scheme and then you will be able to apply. Till then you should wait a little as soon as the government issues any new scheme. Official As soon as the information is released, we will inform you by updating it in this article.